The Cash App referral text lawsuit has been resolved and eligible users can receive a $147 payment. This guide explains who qualifies, how to file a claim, what evidence you need, and when to expect payment. Follow these steps to determine your eligibility and complete a claim correctly.
Cash App Referral Text Lawsuit Resolved: What Happened
A class-action settlement addressed claims that Cash App sent automated referral texts to people who did not consent. The settlement resolves those claims and establishes a compensation fund. Eligible people may receive approximately $147 after claims are verified.
The settlement is final, and a claims process was set up to distribute money to class members. Important deadlines and steps apply, so acting promptly is essential if you believe you qualify.
Who qualifies for the $147 compensation?
Eligibility generally includes people who received referral or promotional text messages from Cash App without consenting to receive them. Qualification typically depends on the time frame specified in the settlement notice and whether your phone number appears on the class list.
Key qualifying points:
- You received a referral or promotional text from Cash App during the settlement period.
- Your number was not covered by prior consent to receive marketing texts from Cash App.
- You did not previously opt out by taking an action that removes you from the class.
How to check if you are a class member
Confirm your eligibility by reviewing the official settlement notice or the settlement website. The notice lists the date range and the types of texts covered.
Steps to verify membership:
- Visit the settlement website linked in emails or public notices.
- Enter the phone number that received the texts if there’s a verification tool.
- Review the class definition and the deadline for filing a claim.
How to file a claim for the Cash App settlement
The claim process is usually online. Fill out the claim form, provide required details, and submit any requested evidence. Keep copies of what you submit and note the confirmation number.
Filing steps:
- Gather the phone number(s) that received the texts and the approximate dates.
- Complete the online claim form on the official settlement site.
- Upload or describe evidence if the form asks for proof of texts.
- Submit the claim and save the confirmation email or number.
What evidence may be required?
Evidence can speed up verification. Typical items include screenshots of the text messages, phone bills showing the message, or export files from your phone carrier. If you don’t have direct copies, a clear statement with dates and your phone number may still work.
Examples of acceptable evidence:
- Screenshot of the incoming referral or promotional text.
- Phone carrier message log noting the incoming SMS.
- A signed declaration describing when and how you received the text.
Payment amount, timeline, and tax information
The settlement sets an estimated payment of about $147 per approved claim. Actual payments may vary based on the number of valid claims and settlement administration costs.
Typical timeline:
- Claim approval: a few weeks to several months after submission.
- Payment distribution: after the administrator reviews all claims and finalizes amounts.
- Delays: disputes, high claim volume, or documentation issues can extend the timeline.
Tax treatment: Settlement payments might be taxable depending on your jurisdiction and the nature of the payment. Consult a tax advisor if you are unclear about reporting requirements.
What if your claim is denied?
If a claim is denied, the settlement administrator usually provides a reason and an appeal procedure. Read the denial notice closely and follow the instructions to submit additional evidence or appeal.
Common denial reasons include:
- Missing or insufficient evidence.
- Submission after the deadline.
- Number not covered by the class definition.
Do this before filing a claim
Prepare the right information to avoid delays. Gathering evidence in advance and following the official form instructions reduces the chance of a denial.
Checklist before you submit:
- Confirm the settlement dates and class definition on the official site.
- Collect screenshots, message logs, or carrier records.
- Have your contact and banking information ready for payment delivery, if requested.
Class action settlements often prorate payments. The advertised amount, like $147, may be an estimate and can change based on claim volume and administration costs.
Real-world example: A quick case study
Case summary: Maria, a Cash App user, received a referral text in June of the settlement year and had no pre-existing consent record. She visited the settlement site, confirmed her number, and submitted two screenshots plus a carrier log.
Outcome: The administrator approved her claim within eight weeks. Maria received a direct deposit for the estimated amount. She kept copies of her submission and the confirmation email, which helped with a minor follow-up question from the administrator.
Tips from the case study
- Submit evidence at the time of filing to speed approval.
- Save confirmation emails and screenshots for your records.
- Check the settlement website frequently for updates on deadlines and payment status.
Frequently asked questions
Q: What if I don’t remember the exact date I received the text? A: Provide the best estimate and any related records. The administrator may accept approximate dates with supporting evidence.
Q: Can I file more than one claim? A: File only one claim per phone number. Multiple filings can cause delays or denials.
Q: Is there a deadline to file? A: Yes. Check the official settlement notice for the exact claims deadline and appeals date.
Follow the official settlement website and communications for the most accurate instructions. Acting promptly and providing clear evidence will increase the chance of a smooth claim process.