Cash App Spam Text Settlement: $147 Payouts and Who Qualifies

If you got unwanted spam texts related to Cash App, you may be part of a class action settlement offering a $147 payout or a pro rata share. This article explains who qualifies, how payments are calculated, and the steps to claim your share. Read on for clear instructions and a short case study.

Cash App Spam Text Settlement: What it Covers

The Cash App spam text settlement resolves claims that certain messages were sent without proper consent. The settlement typically covers automated or prerecorded text messages promoting Cash App products or services.

Settlements like this aim to compensate people whose phones received the messages and who meet the class definition in the settlement agreement.

Who Qualifies for the $147 Payout

Not everyone who received a Cash App message will qualify. Qualification depends on the class definition set by the court. Generally eligible people include:

• Recipients of automated or prerecorded text messages sent by or on behalf of Cash App during the settlement period.
• People whose phone numbers were used for marketing without prior written consent.
• Class members who did not previously settle or opt out of the class action.

Typical exclusions are people who already settled for the same messages, those who provided written consent, or numbers outside the defined time window.

How the $147 Figure Works

The headline $147 payout is often an estimated per-person amount. Actual payments may change based on:

• Number of valid claimants who file timely claims.
• Settlement administration costs and attorney fees approved by the court.
• Any deductions for taxes or other approved expenses.

That means some people may get the full $147, while others could receive a slightly smaller amount if many people file claims.

Cash App Spam Text Settlement: How It Works

Settlements follow a standard process. Once a settlement is approved, the court will publish a notice describing class membership, deadlines, and claim procedures.

Key steps usually include:

1. Class notice is sent or posted online explaining the settlement and your rights.
2. Qualified class members file a claim form by the deadline. This may be online or by mail.
3. The settlement administrator verifies claims, subtracts approved fees, and issues payments.

Filing a Claim: Practical Steps

Follow these steps to file a claim if you think you qualify:

• Find the official settlement website listed in notices or court documents.
• Gather information: phone number(s) that received messages, dates if known, and any message samples or screenshots.
• Complete the online or mailed claim form and submit before the deadline.
• Keep a copy of your submission confirmation and any claim ID.

Most administrators provide an online portal and email or phone support for common questions.

Timeline, Deadlines, and Appeals

Settlement timelines include dates for objections, opt-outs, and claim filing. Missing a deadline usually forfeits your right to payment.

If you disagree with the settlement, you can object through the court process. The court will consider objections before final approval.

Common Questions

Below are answers to common questions about the Cash App spam text settlement.

• Do I need to hire a lawyer? No. Lawyers represent the class, and filings are usually simple for individuals. You can hire your own lawyer if you choose.
• Will the payout be taxable? Settlement payments may be taxable depending on your country and local laws. Consult a tax professional if unsure.
• How long until I get paid? Payments typically arrive weeks or months after claim verification and final approval by the court.

Real-World Example

Case Study: Mark’s Claim Process

Mark received several unsolicited Cash App marketing texts in 2021. He found the official settlement website through a court notice, completed the online claim form with his phone number and the dates he remembered, and submitted it before the deadline.

Two months after the claim deadline, Mark received an email confirming his claim was approved. His payment was issued as a direct deposit for $140, slightly below the $147 estimate because the final pot was split among many claimants.

This example shows the typical path: identify class membership, file a claim, and wait for verification and payment.

What to Watch For

Be careful about scams. Official settlement notices will come from court-approved administrators or the court itself. Scammers sometimes target claimants asking for fees or personal information.

To protect yourself:

• Only use the settlement website listed in official notices or court documents.
• Do not pay anyone to file your claim or to get your money faster.
• Do not share your full Social Security number over email or to unknown callers. Official forms may ask for partial SSN for verification but follow the instructions carefully.

Next Steps

If you think you qualify, locate the official settlement notice and file a claim before the deadline. Save all confirmations and monitor your email or mail for updates from the settlement administrator.

If you have legal questions about class membership or opt-out rights, consider contacting a consumer attorney for advice.

Following the steps above will help ensure you don’t miss a potential $147 payout or whatever amount the court ultimately approves.